Family offices are ramping up exposure to private credit opportunities in Mexico, seeking double-digit yields and secured lending structures. Mortgage-backed loans and SME financing vehicles are the most common formats, with average yields in the 12–15% range. These investments are collateralized by real estate or operating assets, reducing downside risk compared to unsecured debt.
Managers note that private credit fills a structural gap left by commercial banks, which remain cautious in extending credit to developers and mid-market companies. U.S. and European family offices are partnering with Mexican originators and servicers to gain local expertise and improve underwriting quality. While default risk remains a key consideration, disciplined structuring and conservative loan-to-value ratios mitigate exposure.
Why it matters: Private credit strategies give family offices access to high-yield opportunities while supporting Mexican developers and SMEs with alternative financing.
Sources: Family Office Exchange; LatinFinance; Mexico Business News
Global Capital Mobility, Inc. and GCM Fund Management sponsor GCM Intelligence. All content is provided for informational purposes only and should not be considered investment advice.*